Past represented cases
| Date | Practice Area | Case | Outcome | Description |
|---|---|---|---|---|
| 08/23/2023 | Debt Collection | Portfolio Recovery Assoc LLC v. Campney, 441 S.C. 36, 892 SE 2d 321 (S.C. App. 2023) | Appeals court affirmed some trial court findings and reversed others. Consumer allowed to seek recovery of some damages plus attorney fees. | First case in SC on novel issue that found that SC Notice of Right to Cure notice requirements apply to a debt buyer, which as an assignee is also a creditor under the SC Consumer Protection Code. Creditor argued unsuccessfully that SC didn't have the authority to regulate consumer loans, including consumer credit card debt. |
| 4/7/2015 | Consumer Protection | Young v. Thunderbolt Holdings Ltd, LLC, 2015 WL 1641561 | Settled via consent order with injunction | Debt buyer was sued for filing collection complaint after statute of limitations expired and case settled for $30,000 to consumer plus permanent injunction requiring debt buyer to cease collections in state. |
| 3/9/2015 | Debt Collection | Portfolio Recovery Associates v. Black, 2015 WL 1505100 | Creditor sanctioned $8,000 and case dismissed with prejudice | Creditor sanctioned under Rule 11 for filing complaint with zero balance account statement and required to pay consumer attorney fees. |
| 2/4/2013 | Debt Collection | Pride Acquisitions LLC v. Goodwin, 2013 WL 9981147 | Consumer motion for summary judgment granted and case stayed until creditor complied with law, case later settled for $17,000 | Debt buyer collection action stayed due to failure to obtain certificate of authority to transact business in state before filing. |
| 10/15/2008 | Chapter 13 bankruptcy | In re Fowler, Case # 08-80037 | Settled for $7,500 | First case in SC to raise the issue of debtor damages for creditor disclosing debtor's SSN in documents filed with the bankruptcy court. Creditor's motion to dismiss debtor's adversary action was denied. |
| 2/4/2008 | Chapter 7 bankruptcy | In re Woodberry, 383 B.R. 373 | Relief from stay granted | Mortgage servicer allowed to file motion for relief from stay for securitized trust in Chapter 7 bankruptcy case. Creditor request for protective order for servicing agreement filed with SEC denied. |
| 11/21/2007 | Chapter 13 bankruptcy | In re Hall, Case # 04-09478 | Relief from stay denied | Creditor failed to comply with local rules regarding format of motion for relief from stay. Creditor sought attorney fees for filing motion for relief from stay, which were denied. |
| 9/13/2007 | Chapter 13 bankruptcy | In re Ballard, 2007 WL 7340479 (Bankr. D.S.C) | Plan Confirmed | First case in SC to approve non-conforming 524(i) language in form plan. Also allowed cable TV as telecommunications expense for above median income debtor. |
Creditors in past represented cases
| A-1 Leasing, LLC |
|---|
| American Express Bank, FSB |
| American General Financial Services, Inc. |
| Anderson Brothers Bank |
| Always Money |
| Asset Acceptance, LLC |
| Associates Asset Recovery, LLC |
| Atlantic Credit & Finance |
| BAC Home Loans Servicing, LP |
| Baker, Sanders, LLC |
| Balch & Bingham, LLP |
| Bank of America, N.A. |
| Bank of New York Mellon |
| Beneficial Financial I, Inc. |
| Brock & Scott, PLLC |
| Brush Law Firm |
| CACH, LLC |
| Caliber Home Loans |
| Capital Bank, N.A. |
| Charleston Capital Corporation |
| CitiMortgage, Inc. |
| Clarkson & Hale, LLC |
| Clawson & Staubes, LLC |
| Cooling & Winter, LLC |
| Crawford & Von Keller, LLC |
| Credit Central, LLC |
| CWABS, Inc. |
| Discover Bank |
| Ditech.com |
| Federal National Mortgage Association (Fannie Mae) |
| Finkel Law Firm, LLC |
| First Credit |
| First Federal Savings & Loan Association |
| First Franklin Financial Corporation |
| GMAC Mortgage Corporation |
| Green Tree Servicing LLC |
| Hagood & Kerr, PA |
| HSBC Mortgage Services |
| J.P. Morgan Chase Bank |
| Johnson Law Firm, P.A. |
| Korn Law Firm |
| Lenders Loans |
| Lendmark Financial Services |
| Lloyd & McDaniel, PLC |
| Local Finance |
| LSF9 Master Participation Trust |
| Midland Funding, LLC |
| Moore & Van Allen, PLLC |
| Mortgage Electronic Registration Systems, Inc. (MERS) |
| Nexsen Pruet, LLC |
| Noland Company |
| Ocwen Loan Servicing, LLC |
| OneMain Financial Services of SC, Inc. |
| Oxford Law, LLC |
| Nationstar Mortgage, LLC |
| Parker Poe Adams & Bernstein, LLP |
| Parnell & Crum, PA |
| Pioneer Credit Company |
| Portfolio Recovery Associates, LLC |
| Pride Acquisitions, LLC |
| Quick Credit |
| Regional Finance |
| Republic Finance, LLC |
| Richardson, Plowden & Robinson, P.A. |
| Riley, Pope & Laney, LLC |
| Rogers, Townsend & Thomas, PC |
| Rothwell Law Firm |
| Saxon Mortgage Services, Inc. |
| Scott & Corley, P.A. |
| Security Finance |
| Shellpoint Mortgage Servicing |
| Smith Debnam Law |
| South Carolina Federal Credit Union |
| Southern Finance of SC, Inc. |
| Springleaf Financial Services |
| TD Bank USA, NA |
| Three Rivers Investment |
| Thunderbolt Holdings Ltd, LLC |
| Troy Capital, LLC |
| Unifund CCR, LLC |
| US Bank, N.A. |
| Velocity Investments, LLC |
| W.S. Badcock Corporation |
| Wells Fargo Bank, N.A. |
| Western Shamrock Corporation, Inc. |
| World Finance |
| Wyche, P.A. |
| Zwicker & Associates, PC |