Representative Cases

Young v. Thunderbolt Holdings Ltd, LLC, 2015 WL 1641561

Practice Area:  Consumer Protection

Date:  April 07, 2015

Outcome:  Settled via consent order with injunction

Description:

Debt buyer was sued for filing collection complaint after statute of limitations expired and case settled for $30,000 to consumer plus permanent injunction requiring debt buyer to cease collections in state.

 

Portfolio Recovery Associates, LLC v. Black, 2015 WL 1505100

Practice Area:  Debt Collection

Date:  March 09, 2015

Outcome:  Creditor sanctioned $8,000 and case dismissed with prejudice

Description:

Creditor sanctioned under Rule 11 for filing complaint with zero balance account statement and required to pay consumer attorney fees.

 

Pride Acquisitions LLC v. Goodwin, 2013 WL 9981147

Practice Area:  Debt Collection

Date:  February 04, 2013

Outcome:  Consumer motion for summary judgment granted and case stayed until creditor complied with law, case later settled for $17,000

Description:

Debt buyer collection action stayed due to failure to obtain certificate of authority to transact business in state before filing.

 

In re Fowler, Case # 08-80037

Practice Area:  Chapter 13 bankruptcy

Date:  October 15, 2008

Outcome:  Settled for $7,500

Description:

First case in SC to raise the issue of debtor damages for creditor disclosing debtor’s SSN in documents filed with the bankruptcy court. Creditor’s motion to dismiss debtor’s adversary action was denied.

 

In re Woodberry, 383 B.R. 373

Practice Area:  Chapter 7 bankruptcy

Date:  February 04, 2008

Outcome:  Relief from stay granted

Description:

Mortgage servicer allowed to file motion for relief from stay for securitized trust in Chapter 7 bankruptcy case. Creditor request for protective order for servicing agreement filed with SEC denied.

 

In re Hall, Case # 04-09478

Practice Area:  Chapter 13 bankruptcy

Date:  November 21, 2007

Outcome:  Relief from stay denied

Description:

Creditor failed to comply with local rules regarding format of motion for relief from stay. Creditor sought attorney fees for filing motion for relief from stay, which were denied.

 

In re Ballard, 2007 WL 7340479 (Bankr. D.S.C)

Practice Area:  Chapter 13 bankruptcy

Date:  September 13, 2007

Outcome:  Plan Confirmed

Description:

First case in SC to approve non-conforming 524(i) language in form plan. Also allowed cable TV as telecommunications expense for above median income debtor.

 

Creditors in past cases

 
A-1 Leasing, LLC
American Express Bank, FSB
American General Financial Services, Inc.
Anderson Brothers Bank
Always Money
Asset Acceptance, LLC
Associates Asset Recovery, LLC
Atlantic Credit & Finance
BAC Home Loans Servicing, LP
Baker, Sanders, LLC
Bank of America, N.A.
Bank of New York Mellon
Beneficial Financial I, Inc.
Brock & Scott, PLLC
Brush Law Firm
CACH, LLC
Caliber Home Loans, Inc.
Capital Bank, N.A.
Charleston Capital Corporation
CitiMortgage, Inc
Clarkson & Hale, LLC
Clawson & Staubes, LLC
Cooling & Winter, LLC
Crawford & Von Keller, LLC
Credit Central, LLC
CWABS, Inc.
Discover Bank
Ditech.com
Federal National Mortgage Association (Fannie Mae)
Finkel Law Firm, LLC
First Credit
First Federal Savings & Loan Association
First Franklin Financial Corporation
GMAC Mortgage Corporation
Green Tree Servicing LLC
Hagood & Kerr, PA
HSBC Mortgage Services
J.P. Morgan Chase Bank
Johnson Law Firm, P.A.
Korn Law Firm
Lenders Loans
Lendmark Financial Services
Local Finance
LSF9 Master Participation Trust
Midland Funding, LLC
Moore & Van Allen, PLLC
Mortgage Electronic Registration Systems, Inc. (MERS)
Nexsen Pruet, LLC
Noland Company
Ocwen Loan Servicing, LLC
OneMain Financial Services of SC, Inc.
Oxford Law, LLC
Nationstar Mortgage, LLC
Parnell & Crum, PA
Pioneer Credit Company
Portfolio Recovery Associates, LLC
Pride Acquisitions, LLC
Quick Credit
Regional Finance
Republic Finance, LLC
Richardson, Plowden & Robinson, P.A.
Riley, Pope & Laney, LLC
Rogers, Townsend & Thomas, PC
Rothwell Law Firm
Saxon Mortgage Services, Inc.
Scott & Corley, P.A.
Security Finance
Shellpoint Mortgage Servicing
South Carolina Federal Credit Union
Southern Finance of SC, Inc.
Springleaf Financial Services
TD Bank USA, NA
Three Rivers Investment
Thunderbolt Holdings Ltd, LLC
Troy Capital, LLC
Unifund CCR, LLC
US Bank, N.A.
W.S. Badcock Corporation
Wells Fargo Bank, N.A.
Western Shamrock Corporation, Inc.
World Finance
Zwicker & Associates, PC